The best services to transfer money to India
List of the best services to transfer money from the UK to India:
| 🪙 Cheapest to a bank account | Western Union |
| 💳 Best with credit card payment | Western Union and Remitly |
| 💶 Easiest cash pickup | Remitly and Sendwave |
Whether you are supporting family, paying for services or making business payments, you want your money to arrive in India quickly, safely and with minimal costs. There are dozens of providers on the market, and they all use different fees, exchange rates and delivery times — which makes it hard to see which option is really best for you.
FromTo.money helps you compare trusted money transfer services side by side. In a few seconds you can see how much your recipient will receive in India, how long the transfer will take and what fees you will pay. This makes it easier to choose the option that matches your budget and timing instead of overpaying by accident.
When comparing providers for transfers to India, pay particular attention to:
- Service fees. Some providers charge a flat fee, others add a percentage of the transfer amount and some offer zero-fee transfers. Always check the total cost and make sure there are no hidden charges on top of the advertised fee.
- Exchange rates. A small difference in the GBP/INR (or other) rate can significantly change how much your recipient finally gets. Look at the real rate offered by each provider and compare it with the mid-market rate in real time.
- Speed. Faster options (such as instant card-to-card transfers) can cost more than standard bank transfers. Decide how quickly the money needs to arrive in India and whether it is worth paying extra for speed.
- Convenience. Some services let you send money 100% online or via a mobile app, while others require a visit to an agent location. Check which payment methods and payout options (bank account, cash pickup, wallet, card) are available for your route.
How to send money to India online?
- Enter the country of departure – United Kingdom.
- Enter the country of receipt – India.
- Select the departure currency - you can send money online from the UK in GBP, EUR, USD.
- Enter the transfer amount in the selected currency - for example, 1000 GBP.
- Select receipt currency - the recipient can receive money in India in INR, USD, EUR.
- Choose an appropriate option from the 9 proposed providers and follow the link to process a money transfer from the UK to India.
Available options for receiving remittances to India
We have found several available options for receiving remittances in India. Receiving a transfer in India can be done to a bank account, mobile wallet or in cash.
How do I transfer money to India to a bank account?
How do I send money to India to a mobile wallet?
Different ways to pay for money transfers to India
We have found a few convenient ways to pay for money transfers to India. You can use a Credit card, Plaid, Google Pay, WU Pay, Trustly, Apple Pay, Debit card, Bank account or PISP to pay for transfers to India.
How to transfer money to India with a debit card?
How to send money to India from a bank account?
How to remit money to India by credit card?
How to easily process a money transfer to India
- Compare providers. Use our comparison to see which services offer the best combination of fees, exchange rate, speed and payout method for your transfer to India.
- Create a free account with the chosen provider. Go to the provider’s website and sign up using your full name, phone number and email address. In some cases you may also be asked to verify your identity.
- Enter the amount you want to transfer. Specify how much you want to send in the currency of your country. The calculator will show how much the recipient in India is expected to receive.
- Fill in your beneficiary’s details. Provide the recipient’s full name and the required payout information in India (for example bank account details, phone number or wallet/card information).
- Choose your payment method. Most providers support bank transfers, debit cards and credit cards; some also allow alternative payment options such as local payment systems or digital wallets.
- Check everything and confirm. Carefully review the total cost, exchange rate, estimated delivery time and recipient data. After that, confirm the transfer and wait for the email or SMS confirmation.
Top 9 money transfer providers for sending money to India
| Provider | Rate | Fees and special offers |
|---|---|---|
| Western Union | 120.3462 INR | First transfer is fee-free |
| Remitly | 121.5300 INR | Special rate and no fees on your first transfer |
| InstaReM | 120.9086 INR | £20 off first 2 transfers with code FROMTO20X2 |
| Wise | 121.1290 INR | Fees = 5.68 GBP |
| WorldRemit | 120.1296 INR | First 3 transfers are fee-free with code 3FREE |
| Profee | 121.7916 INR | Special rate and no fees on your first transfer |
| OFX | 119.2365 INR | No fees |
| Sendwave | 115.84 INR | No fees |
| CurrencyFair | 114.1976 INR | First 10 transfers are fee-free |
Which provider to use?
We found 9 providers, where you can send money to India from the UK. A money transfer can be sent via Western Union, Remitly, InstaReM, Wise, WorldRemit, Profee, OFX, Sendwave, CurrencyFair.
Reliable online remittance providers to India
Send money from the UK to India with Wise
| Wise (formerly TransferWise) offers some great options for sending money from the UK to India. | |
| 💱 Is it cheap? | The exchange rate at Wise is 121.1290 INR for 1 GBP. The fees and transfer speed depend on the payment option you choose and can vary. |
| 💲 How to pay? | The best way to pay is via PISP, Bank account or SWIFT. There is also the option of paying using Debit card or Credit card, but the fees will be higher. |
| ⌚ Is it fast? | The fastest way to send money is via PISP, Bank account, Debit card or Credit card. The transfer will then be processed instantly. If you use SWIFT for payment, it will take up to 2 days. |
| 💰 How to receive? | There is only one option available from Wise for transfers to India - money can be received into a bank account. |
Send money from the UK to India with Profee
| Profee makes instant, fast and secure card-to-card transfers from the UK to India with no hidden fees. | |
| 💱 Is it cheap? | Profee has a low exchange rate - 1 INR will be converted to 121.7916 GBP. |
| 💲 How to pay? | Two types of bank cards - MasterCard and Visa, as well as Apple Pay or Google Pay - can be used to pay for money transfers to India. |
| ⌚ Is it fast? | If you need to send money from the UK quickly, Profee is the best option. All card-to-card transfers are instantaneous. |
| 💰 How to receive? | Visa and MasterCard are used for receiving transfers from the UK as well as for sending. |
How much does it cost to wire money to India?
The total cost of sending money to India consists of two main parts: the transfer fee and the exchange rate margin. Some providers advertise zero service fees but include their profit in the exchange rate; others charge a fixed or percentage fee plus a smaller margin on the rate. Certain payment methods (for example credit cards) may also incur an additional charge.
Before you confirm a transfer, always look at the final amount your recipient will receive in India and the total that will be debited from your account. This makes it easy to see which provider is truly cheaper for your specific amount and route.
Why you should choose us
FromTo.money focuses on major, innovative and regulated money transfer providers with competitive rates and a solid customer track record. We help you avoid overpaying by showing the total cost and payout amount for each service in a clear, comparable way.
We do not charge you any extra fees — you always pay only the provider you choose. All listed companies are transparent, secure and authorized by the relevant financial regulators in the countries where they operate. Compare your options and save more on your next transfer to India.
FAQ
What is the best way to send money from the UK to India (GBP → INR)?
What is the fastest way to transfer money from the UK to India (GBP → INR)?
What is the cheapest way to transfer money from Canada to India (CAD → INR)?
How long does it take to send money from Canada to India (CAD → INR)?
What payment methods to use for transfers from the UK to India?
How to receive money transfer from the UK in India?
How to send money from the UK to India for free?
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