Western Union money transfer

Western Union has its presence felt in over 200 countries and many other territories. Their dominance makes them the largest money transfer provider in the world, and what makes their service worthwhile is that they offer different transfer and money collection options in different countries and places. Sending money locally and internationally has been made easy with the advent of the Western Union service.

Contact Western Union

Phone number
1-800-325-6000
Mobile App

Western Union

Founded
1851
Head office
Denver, Colorado, United States
Available
Worldwide

Transfer options

Countries
more than 200
Currencies
more than 125
Transfer time
1 min — 4 business days
Transfer limit
depends on payment method

Withdrawal options

Direct to bank deposit
Mobile wallet
Pick up at an agent’s location

Payment options

Debit Card
Credit Card
Bank Transfer
SOFORT
iDEAL
Trustly
Agent location

The Western Union service is spectacular but can sometimes be confusing to many first time users, which necessitates this review. This review aims to inform you of the features that make the Western Union money transfer service one of the best in the world, its pricing, rates and fees, and the advantages that come with subscribing to the platform.

How to make a transaction

Keep in mind that some channels may not be available in your country or region, and different transfer types would attract a distinct charge. If you are looking to initiate a transaction, the steps can be divided into four.

  1. Know the who and why of the transaction: In a world where anonymity is gaining traction, it is the best to be sure who would be receiving the money and confirm with other sources if the reason for the transaction checks out. You would need to verify the name and location of the recipient; it is best that you do this by requesting a government-issued ID card, so you can ascertain that the funds are being released and for the right reasons.
  2. Send money from a certified Western Union branch: You can use your map application on your smartphone to find the closest Western Union branch near you and fill out the necessary documentation. You can send money by paying cash, from your bank account to the recipient’s bank account or with your credit/debit card; keep in mind that using your card might attract charges from the card issuer.
  3. Send through the Western Union Website: Navigate to the Western Union website and click on the send money link, you would be required to fill out a form and select mode of payment when you select the ‘Send Online’ button. You have the option of paying with your debit/credit card or from your bank account.
  4. Send Money over the phone: All you need to do is call the toll-free number that you can find on the website. Avail the agent with the required information and pay with your debit or credit card.

Regardless of the option you choose, make sure to copy the MTCN number, as the recipient would need it to claim the money.

Fees and Exchange Rates

Western Union charges vary depending on the country you are sending money to, the payment choice, and the payout option. On the other hand, the transfer rates are dependent on factors like the destination, the amount transferred, transfer type, and the payout method.

Advantages of using the Western Union money transfer

  • The service is trustworthy, having been in the industry for over a century.
  • It gives you a variety of options to send and receive money
  • The service is operated in over 200 countries.
  • You can always get support every hour of the day with the 24/7support service.

Popular destinations of transfers