N26 is a German neobank started in 2013. It is said to be one of the oldest digital banks. The digital bank is based in Berlin, Germany and operates its services in the USA and various member states of SEPA (Single Euro Payments Area). Founded by Valentin Stalf and Maximilian Tayenthal, this company was started as financial technology.

Contact N26

Phone number
Customer service
Business account

N26 online bank

Head office
Berlin, Germany

Transfer options

Transfer time
1-2 business days
Transfer limit
Daily rolling sending limit: $10,000

Withdrawal options

Bank account
Cash Pickup

Payment options

Debit Card
Credit Card
Bank Transfer

How to make the transfer with N26: step by step guide

N26 is an internet-only bank and offers you quick money transfer. Sending money through N26 is not much difficult. In just minutes, you can send the money and the recipient will receive it instantly as well. Here is the step-by-step guide to transfer money through N26.

  1. Download the N26 app. In order to use N26, the first step you need to do is to download the N26 app. You can access the app from Google Play Store. The app is light and won’t take much space on your phone. Download the N26 app
  2. Create an account. The app is downloaded? Good. Now, go ahead and create the account. Creating an account won’t take more than 5 minutes. Here, you have to fill just the basic details such as name, address, bank name & address, and account number. That’s it. The account will be validated instantly and you’re all set to go.Create an account
  3. Start your transfer. Your account is already set and now it’s time to go ahead with the transfer. Fill the details of the recipient, select the currency, and put the amount you have to send. Cross-check everything just to make sure you have to fill the details correctly.Start your transfer
  4. Make the transfer. Finally, after checking every single detail, click on the send button. Ideally, the recipient should receive the money instantly. However, if it gets delayed somehow, the delay would be hardly for1-2 business days. You can keep track of money transfer with the app itself.Make the transfer

Fees & exchange rate

The transfer fee of the N26 is not complicated. For local transfers, N26 is completely free. It has no withdrawal fee, no credit card fee, and no account fee. For international transfers, you’ll be charged a certain amount of money. You can check the same on the app. What makes N26 different from its competitors is that it has no hidden charges. Whatever you’re being charged during the transfer is the entire cost.

Speaking of the exchange rate, N26 offers you the market standard’s conversion rate. So, check the conversion rate of your desired currency before making the transfer and enjoy the maximum benefits.

Advantage of using N26

If you use N26, you’ll get to enjoy a bunch of features. Here, we have listed them out.

  • You can send international money just at the tap of your finger from your mobile itself.
  • It offers you quick, fast, and smooth transfer. At the maximum, it will take 1-2 business days to receive the money in the account.
  • If you’re in need of emergency money, you can request money from your family or friends.
  • It has an easy and hassle-free sign-up and has an easy-to-use interface.
  • It offers exchange rates in more than 36 currencies.

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