Best Ways to Send Money from Sweden to Germany (2025 Update)

As of December 15, 2025 - 12 options available, rates from 0.0919 EUR per 1 SEK.

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12 Top Providers to Send Money from Sweden to Germany

How to send 1000 SEK to EUR

Best
Fastest
Special rate for new customers
1000 SEK = 86.88 EUR
Rate 0.0905
Fees 40 SEK
Speed
Within 24h
Payment options
Debit card Bank account Credit card
Receive options
Bank account
Fastest
First transfer is fee-free
1000 SEK = 90.24 EUR
Rate 0.0902
Fees 0 SEK
Speed
A few minutes
Payment options
Mastercard Visa Apple Pay Google Pay
Receive options
Mastercard Visa
Cheapest
First transfer is fee-free
1000 SEK = 182.59 EUR
Rate 0.0913
Fees 0 SEK
Speed
Instantly
Payment options
Credit card Google Pay WU Pay Trustly Apple Pay
Receive options
Cash Pickup

The best services for sending money from Sweden to Germany

How to send money from Sweden to Germany
🪙 Cheapest to a bank accountWestern Union
🥇 Fastest to a debit cardProfee
💳 Best with credit card paymentWestern Union and Remitly
💸 Convenient Card-to-CardProfee
💶 Easiest cash pickupWestern Union and Remitly

There are many people and businesses who may need some extra money in the current climate. What’s the best way for you to send money to Germany from Sweden, and what do you need to look out for?

Available options for receiving remittances from Sweden to Germany

We have found an available option on how to receive money transfer from Sweden to Germany Receiving a transfer from Sweden can be done to Germany to a bank account, mobile wallet, card or in cash.

How do I send money from Sweden to Germany to a card?

How do I transfer money from Sweden to Germany to a bank account?

How do I send money from Sweden to Germany to a mobile wallet?

Different ways to pay for money transfers to Germany from Sweden

We have found a convenient way to pay for money transfers from Sweden to Germany. You can use a to Germany to pay for the transfer Credit card, Google Pay, WU Pay, Trustly, Apple Pay, Bank account, PISP or Debit card.

How to transfer money to Germany from Sweden with a debit card?

How to send money to Germany from Sweden from a bank account?

How to remit money to Germany from Sweden by credit card?

How to transfer money from Sweden to Germany online?

In today’s super modern world, there’s definitely the best way to send money from A to B: online. There are plenty of different services out there that will help you, and an e transfer method will be fastest.

The best way to use online services is to pick a well-known brand, and then log in, and transfer your money. Generally, the more well-known a brand is, the more reputable it is.

Top 7 money transfer providers from Sweden to Germany

The following chart is a calculation of the transfer of 1000 SEK to EUR from Sweden to Germany.
ProviderRateFees and special offers
Western Union0.0913 EURFirst transfer is fee-free
Wise0.0919 EURFees = 11.65 SEK
Remitly0.0908 EURSpecial rate and no fees on your first transfer
Profee0.0902 EURFirst transfer is fee-free
OFX0.0893 EURNo fees
Xe0.0905 EURSpecial rate for new customers
CurrencyFair0.0866 EURFirst 10 transfers are fee-free

Which provider to use to wire money from Sweden to Germany?

There are two main things you need to concern yourself with when you’re transferring money to Germany: speed and fees.

There are some services which will be faster than others. In most services, you will be able to make a payment into an online account using either bank transfer or a credit card. With those methods, you’ll typically be able to authorize payment at the other end in a matter of minutes. A number of different services will allow you to deposit funds into an online account to be withdrawn at the other end as a hard cash payment. These types of transfers are normally very fast. The company you’re using already has money at the destination, and the money you’re paying will allow the company to release their money almost immediately.

When transferring money, you need to bear fees in mind. Some companies will charge a fee for the transferring of money. Other companies will charge a smaller fee, but take a cut of the money you’re sending. The second option may be better for your wallet, as they will typically charge a lower fee for use of their services, though they do take a small cut of the money you’re transferring.

Reliable online remittance providers to Germany from Sweden

Send money from Sweden to Germany with Wise

WiseWise (formerly TransferWise) offers some great options for sending money from Sweden to Germany.
💱 Is it cheap?The exchange rate at Wise is 0.0919 EUR for 1 SEK. The fees and transfer speed depend on the payment option you choose and can vary.
💲 How to pay?The best way to pay is via Bank account or PISP. There is also the option of paying using Debit card, Credit card or Trustly, but the fees will be higher.
⌚ Is it fast?The fastest way to send money is via Bank account, Debit card, Credit card or Trustly. The transfer will then be processed instantly. If you use PISP for payment, it will take up to 2 days.
💰 How to receive?There is only one option available from Wise for transfers to Germany - money can be received into a bank account.

Send money from Sweden to Germany with Profee

ProfeeProfee makes instant, fast and secure card-to-card transfers from Sweden to Germany with no hidden fees.
💱 Is it cheap?Profee has a low exchange rate - 1 EUR will be converted to 0.0902 SEK.
💲 How to pay?Two types of bank cards - MasterCard and Visa, as well as Apple Pay or Google Pay - can be used to pay for money transfers to Germany.
⌚ Is it fast?If you need to send money from Sweden quickly, Profee is the best option. All card-to-card transfers are instantaneous.
💰 How to receive?Visa and MasterCard are used for receiving transfers from Sweden as well as for sending.

Send money from Sweden to Germany with Xe

XeXe has good and reliable option to transfer money from Sweden to Germany.
💱 Is it cheap?XE has set a special exchange rate for new customers - 1 EUR can be exchanged for 0.0905 SEK.
💲 How to pay?The transfer to Germany can be paid by Debit card, Bank account or Credit card.
⌚ Is it fast?If you pay via Debit card, Bank account or Credit card, the transfer will be delivered within 24 hours.
💰 How to receive?Using XE, the recipient will only be able to receive transfers from Sweden to their own bank account.
In addition to these providers, you can also use Western Union, Remitly, OFX, CurrencyFair and others. You can compare the offers of each of them in order to choose the most favourable option.

How much does it cost to send money to Germany from Sweden?

There are two different ways that services might charge you to use them: by a fee, or by taking a cut of the money you’re sending.

If a service charges by a fee, it could be more expensive, as they need to meet their profit margins exclusively in that fee.

If a service takes a cut of the money you’re transferring, it may be cheaper, as their entire profit margin is made up of the cut they’re taking. As such, they will calculate what percentage of your money they need to take, and it will often be cheaper than exclusively paying a fee. If you’re using a service that is going to take a cut of the money you’re sending, remember to pay a little more so your ideal amount gets to the recipient.

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FAQ

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Popular destinations of transfers from Sweden