Best Ways to Send Money from Germany to Ghana (2025 Update)

As of January 30, 2026 - 14 options available, rates from 15.27 GHS per 1 EUR.

Compare Transfer Services with the Real-Time Calculator




Comparison based on recent data

14 Top Providers to Send Money from Germany to Ghana

How to send 1000 EUR to GHS

Best
No fees
1000 EUR = 12816.70 GHS
Rate 12.8167
Fees 0 EUR
Speed
2 days
Payment options
Trustly Debit card Credit card
Receive options
Mobile wallet Bank account Cash Pickup Debit card
Fastest
Special rate and no fees on your first transfer
1000 EUR = 13508.00 GHS
Rate 13.5079
Fees 0 EUR
Speed
A few minutes
Payment options
Mastercard Visa Apple Pay Google Pay SOFORT
Receive options
Mastercard Visa
Cheapest
First transfer is fee-free
1000 EUR = 26203.09 GHS
Rate 13.1015
Fees 0 EUR
Speed
3 days
Payment options
Apple Pay
Receive options
Bank account

The best services for sending money from Germany to Ghana

How to send money from Germany to Ghana
🪙 Cheapest to a bank accountWestern Union
🥇 Fastest to a debit cardProfee and MoneyGram
💳 Best with credit card paymentWorldRemit and Western Union
💸 Convenient Card-to-CardProfee and MoneyGram
💶 Easiest cash pickupWestern Union and Remitly
🎁 Special offers for first transfersWise

Need to transfer funds from Germany to Ghana? We got you covered! Easily send payments internationally anytime, anywhere. Find out the easiest way to wire money from Germany to Ghana, online or offline with us!

Available options for receiving remittances from Germany to Ghana

We have found an available option on how to receive money transfer from Germany to Ghana Receiving a transfer from Germany can be done to Ghana to a bank account, mobile wallet, card or in cash.

How do I send money from Germany to Ghana to a card?

How do I transfer money from Germany to Ghana to a bank account?

How do I send money from Germany to Ghana to a mobile wallet?

Different ways to pay for money transfers to Ghana from Germany

We have found a convenient way to pay for money transfers from Germany to Ghana. You can use a to Ghana to pay for the transfer Apple Pay, Debit card, Credit card, Bank account, Plaid, SOFORT, Google Pay, WU Pay or iDeal.

How to transfer money to Ghana from Germany with a debit card?

How to send money to Ghana from Germany from a bank account?

How to remit money to Ghana from Germany by credit card?

How to transfer money from Germany to Ghana online?

E-transferring funds have never been easier today. There are multiple money transfer services ready to help you send funds online. Some of these well-known providers such as TransferWise, Western Union, WorldRemit, and Skrill.

These services provide the easiest way to transfer money online. They offer convenience, speed, simplicity, and flexibility. You can use both debit, credit card, and bank account as payment. Money transfer services are the cheapest way to send money from Germany to Ghana.

Although, if you’re more of an old-fashioned person, consider opting for normal banks. Banks are a classic option for sending money globally. Expect more fees and competitive currency rates for using your bank’s services.

Top 8 money transfer providers from Germany to Ghana

The following chart is a calculation of the transfer of 1000 EUR to GHS from Germany to Ghana.
ProviderRateFees and special offers
WorldRemit13.0600 GHSFirst 3 transfers are fee-free with code 3FREE
Western Union13.0500 GHSFirst transfer is fee-free
Sendwave15.27 GHSNo fees
Profee13.5079 GHSSpecial rate and no fees on your first transfer
Remitly13.0600 GHSSpecial rate and no fees on your first transfer
InstaReM13.0016 GHS€20 off first 2 transfers with code FROMTO20X2
Wise13.0849 GHSFees = 12.37 EUR
MoneyGram12.8167 GHSNo fees

Which provider to use to wire money from Germany to Ghana?

It can be overwhelming to choose the best service through all the available providers. Here are several tips to help you choose the best provider to e-transfer your money.

  • Create a List of Your Needs. Creating our priority list is often neglected despite its significance. There are providers with low fees and high fees. And there are providers that can operate through a lot of countries. Having a wishlist will help you find out what you seek in a provider.
  • Get Help Through Website Comparison Services. Next, Find out the best way to transfer money from Germany to Ghana with website comparison services (like us!). Comparison services offer you the simplicity and convenience of screening multiple providers. Furthermore, get the best results by filtering services based on your list of needs. Easily analyze and compare each provider on their fees, benefits, and availability. For instance, our website provides full-fledged information on each provider.

Reliable online remittance providers to Ghana from Germany

Send money from Germany to Ghana with Profee

ProfeeProfee makes instant, fast and secure card-to-card transfers from Germany to Ghana with no hidden fees.
💱 Is it cheap?Profee has a low exchange rate - 1 GHS will be converted to 13.5079 EUR.
💲 How to pay?Two types of bank cards - MasterCard and Visa, as well as Apple Pay or Google Pay - can be used to pay for money transfers to Ghana.
⌚ Is it fast?If you need to send money from Germany quickly, Profee is the best option. All card-to-card transfers are instantaneous.
💰 How to receive?Visa and MasterCard are used for receiving transfers from Germany as well as for sending.

Send money from Germany to Ghana with Wise

WiseWise (formerly TransferWise) offers some great options for sending money from Germany to Ghana.
💱 Is it cheap?The exchange rate at Wise is 13.0849 GHS for 1 EUR. The fees and transfer speed depend on the payment option you choose and can vary.
💲 How to pay?The best way to pay is via Bank account. There is also the option of paying using iDeal, Debit card or Credit card, but the fees will be higher.
⌚ Is it fast?The fastest way to send money is via Credit card. The transfer will then be processed within 1 day.
💰 How to receive?There is only one option available from Wise for transfers to Ghana - money can be received into a bank account.
In addition to these providers, you can also use WorldRemit, Western Union, Sendwave, Remitly, InstaReM, MoneyGram and others. You can compare the offers of each of them in order to choose the most favourable option.

How much does it cost to send money to Ghana from Germany?

Luckily, money transfer services don’t cost as much as banks for global money wiring. Although, each online providers charge different amounts for their services. This goes back to the importance of doing research and comparing providers. With great research, you will get the most value out of your chosen providers.

Compare With Us And Get Our Benefits!

Conveniently compare the best services with our help. We provide you with life-saving benefits and help you find the best providers! We offer you these benefits:

  • In-Depth Provider Analysis and Comparison. Our website easily compares all money transfer services for you. You can get a full view of their policies, their fees, and services. Effortlessly choose the most suitable provider with our assistance!
  • Easy and Clean Integrated Service. Have you found your choice? Great, instantly wire money from Germany to Ghana through our website. Our website allows you to immediately redirect yourself to your provider of choice.

In conclusion, find the best way to transfer money from Germany to Ghana with us!

FAQ

What is the best way to send money from Germany to Ghana (EUR → GHS)?

What is the fastest way to transfer money from Germany to Ghana (EUR → GHS)?

What payment methods to use for transfers from Germany to Ghana?

How to receive money transfer from Germany in Ghana?

How to send money from Germany to Ghana for free?

Popular destinations of transfers from Germany