Best Ways to Send Money from Singapore to the Philippines (2025 Update)

As of December 16, 2025 - 8 options available, rates from 45.6789 PHP per 1 SGD.

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Comparison based on recent data

8 Top Providers to Send Money from Singapore to the Philippines

How to send 1000 SGD to PHP

Best
Fastest
No fees
Special rate and no fees on your first transfer
1000 SGD = 45550.00 PHP
Rate 45.5500
Fees 0 SGD
Speed
Instantly
Payment options
Debit card Credit card
Receive options
Bank account Cash Pickup Home delivery Mobile wallet
Fastest
1000 SGD = 45403.93 PHP
Rate 45.6780
Fees 6.00 SGD
Speed
A few minutes
Payment options
PayNow Bank account
Receive options
Bank account
Cheapest
20 SGD off first 2 transfers with code FROMTO20X2
1000 SGD = 45678.90 PHP
Rate 45.6789
Fees 0 SGD
Speed
Instantly
Payment options
PayNow Bank account
Receive options
Bank account

The best services to transfer money from Singapore to the Philippines

How to send money from Singapore to the Philippines
🪙 Cheapest to a bank accountInstaReM
💳 Best with credit card paymentRemitly and InstaReM
💶 Easiest cash pickupRemitly

Singapore captivates multinational professionals due to their diverse career opportunities. People who want to transfer money to the Philippines, probably have tested various online services to send money.

But what’s the major trouble that you can face with those services? It’s that they add up to the immense charges. They charge you a massive money transfer fee. All monetary institutions that wire money from Singapore to the Philippines charge you stupendous cost. Often, the additional charges are proclaimed ahead of the transfer of money.

In several cases, you have to pay extra hidden charges based on the currency exchange rates of that time. The hidden charges can be from 1 SGD to 100 SGD, based on the currency convertibility rate where you are sending payment.

Though it's not possible to entirely abstain from money transfer costs, you have an option to restrain this cost by selecting the cheapest way to send money. Let’s have a look at some of the best ways.

Available options for receiving remittances from Singapore to the Philippines

We have found an available option on how to receive money transfer from Singapore to the Philippines Receiving a transfer from Singapore can be done to the Philippines to a bank account, mobile wallet or in cash.

How do I transfer money from Singapore to the Philippines to a bank account?

How do I send money from Singapore to the Philippines to a mobile wallet?

Different ways to pay for money transfers to the Philippines from Singapore

We have found a convenient way to pay for money transfers from Singapore to the Philippines. You can use a to the Philippines to pay for the transfer PayNow, Bank account, Debit card or Credit card.

How to transfer money to the Philippines from Singapore with a debit card?

How to send money to the Philippines from Singapore from a bank account?

How to remit money to the Philippines from Singapore by credit card?

The Cheapest ways to send money

TransferWise

TransferWise is an affordable way to transfer money abroad. It offers a middle currency exchange rate (real market currency exchange rate). It is available in Singapore, and it’s emerging as the most popular way of sending payments in foreign countries. The receiver usually gets payment within one or two days. It offers the following payment methods: Credit Card, Bank Transfer, and Debit Card.

Benefits
  • offers real market currency exchange rates
  • provides a marvelous user interface
  • has less online payment transfer charges
  • It is very convenient
  • It is the fully authorized way to wire money from Singapore to the Philippines.
  • provides great and reliable customer support.

WorldRemit

It is a spectacular online funds transfer way that permits its customers universally to deliver funds to their family and friends abroad. Ismail Ahmed launched WorldRemit in 2010.  Its funds' transfer fees vary from 3.99 dollars to 24.99 dollars. The money transfer fee usually depends on several factors such as country to which you are sending money, currency exchange rate, the amount you are sending, and the repayment option that you select.

WorldRemit funds transfer fees are fixed and you will know about that ahead of the transfer of funds. So your recipient will receive the exact amount that you want to send.

Benefits:
  • offers its services within several countries. Its payment networks are increasing day by day universally.
  • interface is very elegant.
  • offers affordable e-transfer service.
  • credibility and security are excellent.
  • offers great customer support.
  • WorldRemit has the cheapest exchange rates.

Skrill

It is the digital service that provides the easiest way to transfer money. Till 2013, it was the payment gateway used by many e-commerce sites. This service can also be used to transfer funds internationally.

Benefits:
  • easy to use interface.
  • great customer support.
  • high credibility and security.
  • one of the cheapest options to transfer money online.
  • Very fast delivery is also a plus point for Skrill.
  • offers its services to several countries and its demand is increasing day by day.

Top 5 money transfer providers from Singapore to the Philippines

The following chart is a calculation of the transfer of 1000 SGD to PHP from Singapore to the Philippines.
ProviderRateFees and special offers
InstaReM45.6789 PHP20 SGD off first 2 transfers with code FROMTO20X2
Remitly45.5500 PHPSpecial rate and no fees on your first transfer
Wise45.6780 PHPFees = 6.00 SGD
OFX44.7352 PHPNo fees
CurrencyFair43.0920 PHPFirst 10 transfers are fee-free

Which Service is Suitable?

текст.

Reliable online remittance providers to the Philippines from Singapore

Send money from Singapore to the Philippines with Wise

WiseWise (formerly TransferWise) offers some great options for sending money from Singapore to the Philippines.
💱 Is it cheap?The exchange rate at Wise is 45.6780 PHP for 1 SGD. The fees and transfer speed depend on the payment option you choose and can vary.
💲 How to pay?The best way to pay is via PayNow or Bank account. There is also the option of paying using Debit card, but the fees will be higher.
⌚ Is it fast?The fastest way to send money is via PayNow, Bank account or Debit card. The transfer will then be processed instantly.
💰 How to receive?There is only one option available from Wise for transfers to the Philippines - money can be received into a bank account.
In addition to these providers, you can also use InstaReM, Remitly, OFX, CurrencyFair and others. You can compare the offers of each of them in order to choose the most favourable option.

How much does it cost to send money from Singapore to the Philippines?

When transferring 1000 dollars to the Philippines, the amount received is 45678.90 PHP in InstaReM. You can also receive a money transfer from Remitly for the amount 45550.00 PHP. And with Wise 45403.93 PHP. There is still an option OFX , CurrencyFair.

Why should you choose our website as a comparison engine to transfer money?

Here are some impressive reasons why you should choose our website as a comparison engine:

  • We use authenticated standards in our website comparison engine.
  • We have a partnership with several innovative funds transfer service providers.
  • You can save your money by selecting the cheapest way to send money from Singapore to the Philippines.
  • We also negotiate with our partners to provide special offers to our customers.

FAQ

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What is the fastest way to transfer money from Singapore to the Philippines (SGD → PHP)?

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How to send money from Singapore to the Philippines for free?

Popular destinations of transfers from Singapore