Best Ways to Send Money from the USA to Canada (2025 Update)

As of January 20, 2026 - 8 options available, rates from 1.3868 CAD per 1 USD.

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Comparison based on recent data

8 Top Providers to Send Money from the USA to Canada

How to send 1000 USD to CAD

Cheapest
No fees
First 3 transfers are fee-free with code 3FREE
1000 USD = 2720.83 CAD
Rate 1.3604
Fees 0 USD
Speed
A few minutes
Payment options
Debit card Credit card Bank account
Receive options
Bank account
Fastest
No fees
Special rate and no fees on your first transfer
1000 USD = 1378.50 CAD
Rate 1.3785
Fees 0 USD
Speed
Instantly
Payment options
Debit card Credit card
Receive options
Bank account Cash Pickup Home delivery Mobile wallet
$10 off first 2 transfers with code FROMTO
1000 USD = 1380.30 CAD
Rate 1.3803
Fees 0 USD
Speed
2 days
Payment options
Bank Debit (ACH) Payee Bank account
Receive options
Bank account

The Best Services to Transfer Money from the United States to Canada

How to send money from the USA to Canada
🪙 Cheapest to a bank accountWorldRemit
💳 Best with credit card paymentWorldRemit and Remitly
💶 Easiest cash pickupRemitly

These certainly are uncertain times. The uncertainty has affected everything in the world, and the money exchange rates are not immune to this uncertainty. Never have we ever faced such a situation before, and it is truly troublesome to keep up with it. While it is challenging to keep track of all the new things happening around us, knowing what the current exchange rates are now and what is the right one for you is even bigger trouble. Under these circumstances, finding the best rates is also tricky because of all the money transfer services and remittance companies operating in the market today. You, however, do not need to be overwhelmed by all this because we will help you find the best way to transfer money from the US to Canada. We have expert market intelligence, and we are well aware of how exchange rates fluctuate, so you sit back and let us find the best exchange rate for you.

So if you are looking for the best, cheap and reliable services to transfer money from the US to Canada, then you have reached your destination.

How to send money from the USA to Canada

  1. Enter the country of departure – United States.
  2. Enter the country of receipt – Canada.
  3. Select the departure currency - you can send money online from the USA in USD and EUR.
  4. Enter the transfer amount in the selected currency - for example, USD.
  5. Select receipt currency - the recipient can receive money in Canada in CAD, USD, EUR.
  6. Choose an appropriate option from the 6 proposed providers and follow the link to process a money transfer from the USA to Canada.

Available options for receiving remittances from the USA to Canada

We have found an available option on how to receive money transfer from the USA to Canada Receiving a transfer from the USA can be done to Canada to a bank account, mobile wallet or in cash.

How do I transfer money from the USA to Canada to a bank account?

How do I send money from the USA to Canada to a mobile wallet?

Different ways to pay for money transfers to Canada from the USA

We have found a convenient way to pay for money transfers from the USA to Canada. You can use a to Canada to pay for the transfer Debit card, Credit card, Bank account, Bank Debit (ACH) or Payee.

How to transfer money to Canada from the USA with a debit card?

How to send money to Canada from the USA from a bank account?

How to remit money to Canada from the USA by credit card?

How to wire money to Canada from the USA using Bank Debit (ACH)?

Top 6 money transfer providers from the USA to Canada

The following chart is a calculation of the transfer of 1000 USD to CAD from the USA to Canada.
ProviderRateFees and special offers
WorldRemit1.3604 CADFirst 3 transfers are fee-free with code 3FREE
InstaReM1.3803 CAD$10 off first 2 transfers with code FROMTO
Remitly1.3785 CADSpecial rate and no fees on your first transfer
Wise1.3868 CADFees = 10.15 USD
OFX1.3718 CADNo fees
CurrencyFair1.3043 CADFirst 10 transfers are fee-free

Which service should you use to send money to Canada from the US?

Gone those days when sending money from the US to Canada was difficult. Today there is an abundance of money transfer services in the market that are making money transfer more straightforward and simpler. And since all these service providers operate differently, the challenger lies in finding the right one for you. This is why we offer to find the easiest way of money transfer from the US to Canada.

There are various money transfer services such as free agents, international money order services, and banks, etc. who can wire money from the US to Canada. We will help you in finding the best fit for your requirements. Some of the most popular companies that offer money exchange services from the US to Canada are WorldRemit, Skrill, Western Union, and TransferWise. All of these companies are reliable and trustworthy.

Reliable online remittance providers to Canada from the USA

Send money from the USA to Canada with Wise

WiseWise (formerly TransferWise) offers some great options for sending money from the USA to Canada.
💱 Is it cheap?The exchange rate at Wise is 1.3868 CAD for 1 USD. The fees and transfer speed depend on the payment option you choose and can vary.
💲 How to pay?The best way to pay is via Bank account. There is also the option of paying using Debit card or Credit card, but the fees will be higher.
⌚ Is it fast?The fastest way to send money is via Credit card. The transfer will then be processed within 1 day. If you use Bank account for payment, it will take up to 2 days.
💰 How to receive?There is only one option available from Wise for transfers to Canada - money can be received into a bank account.
In addition to these providers, you can also use WorldRemit, InstaReM, Remitly, OFX, CurrencyFair and others. You can compare the offers of each of them in order to choose the most favourable option.

How much does it cost to wire money from the US to Canada?

The cost of transferring money is always a huge concern for everyone. When you want to transfer money, all the transfer services charge a fee for it. But with us, you can be sure that you will get the best rates. We offer you the cheapest way to send money from the US to Canada by charging one single fee upfront, without any hidden charges. We offer multiple payment options so you can pay us by your bank account, e transfer, or credit card.

Why should you choose us?

We offer hassle-free online money transfer services. You will get the best rates from us and impeccable services. We make money transfer from the US to Canada a secure and transparent process, so you do not have to worry about anything. Providing our clients with the best money exchange rates in the market is our specialty, and we excel at it.

FAQ

What is the best way to send money from the USA to Canada (USD → CAD)?

What is the fastest way to transfer money from the USA to Canada (USD → CAD)?

What payment methods to use for transfers from the USA to Canada?

How to receive money transfer from the USA in Canada?

How to send money from the USA to Canada for free?

Popular destinations of transfers from the USA