Best Ways to Send Money from Australia to China (2025 Update)

As of December 30, 2025 - 12 options available, rates from 4.7734 CNY per 1 AUD.

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12 Top Providers to Send Money from Australia to China

How to send 1000 AUD to CNY

Cheapest
No fees
1000 AUD = 4775.92 CNY
Rate 4.7759
Fees 0 AUD
Speed
2 days
Payment options
Pay by Bank Debit card
Receive options
Bank account
Fastest
No fees
Special rate and no fees on your first transfer
1000 AUD = 4717.80 CNY
Rate 4.7178
Fees 0 AUD
Speed
Instantly
Payment options
Debit card Credit card
Receive options
Bank account Cash Pickup Home delivery Mobile wallet
20 AUD off first 2 transfers with code FROMTO20X2
1000 AUD = 4683.30 CNY
Rate 4.6833
Fees 0 AUD
Speed
Instantly
Payment options
PayID
Receive options
Bank account

Best services to transfer money from Australia to China

How to send money from Australia to China
🪙 Cheapest to a bank accountMoneyGram
💳 Best with credit card paymentRemitly and MoneyGram
💶 Easiest cash pickupRemitly
🎁 Special offers for first transfersWise

Do you find the bank international transfer services exclusively expensive? Well, we can assist you in solving this issue by providing better options.  We help you with finding the least difficult, speediest, and most secure approaches to change over your cash and send it from Australia to China.

We offer firsthand quality and credible information on money transfer companies.

We will be sharing the best and most affordable way of sending money from Australia to China.

Available options for receiving remittances from Australia to China

We have found an available option on how to receive money transfer from Australia to China Receiving a transfer from Australia can be done to China to a bank account, mobile wallet or in cash.

How do I transfer money from Australia to China to a bank account?

How do I send money from Australia to China to a mobile wallet?

Different ways to pay for money transfers to China from Australia

We have found a convenient way to pay for money transfers from Australia to China. You can use a to China to pay for the transfer Pay by Bank, Debit card, Credit card, PayID, Bank account or POLi.

How to transfer money to China from Australia with a debit card?

How to send money to China from Australia from a bank account?

How to remit money to China from Australia by credit card?

How to send money to a foreign country

Sending money across countries through banks is a possibility but there’s a problem, the transaction cost, these transfers average 7%, the charges come in the form of explicit fees and unfavorable exchange rates. Imagine sending a $1000, the charges could cost about $70.

Fortunately, there are digital money transfer services that stand as alternatives to these ridiculous charges. These established companies have been developing their platform and services to make overseas transfer cheaper and faster. They perform both individual and organization transfers. 

There are hundreds of these companies out there. But these companies aren’t one size fits all, the best service varies depending on what country you are sending to.

You need to consider certain criteria such as the charges, exchange rate between countries, accessibilities, delivery time, and method of payment.

Top 4 money transfer providers from Australia to China

The following chart is a calculation of the transfer of 1000 AUD to CNY from Australia to China.
ProviderRateFees and special offers
MoneyGram4.7734 CNYNo fees
Remitly4.7178 CNYSpecial rate and no fees on your first transfer
InstaReM4.6833 CNY20 AUD off first 2 transfers with code FROMTO20X2
Wise4.6859 CNYFees = 13.48 AUD

Which service to use

Various services run transfers from Australia to China. 

The available services to transfer to a bank account in China are InstaReM, TransferWise, CurrencyFair, NAB, and Westpac.

On the other hand, the services available for transfer to a foreign exchange company is XE.

This is where our service comes in, we help you discover the best option to use.

Reliable online remittance providers to China from Australia

Send money from Australia to China with Wise

WiseWise (formerly TransferWise) offers some great options for sending money from Australia to China.
💱 Is it cheap?The exchange rate at Wise is 4.6859 CNY for 1 AUD. The fees and transfer speed depend on the payment option you choose and can vary.
💲 How to pay?The best way to pay is via PayID or Bank account. There is also the option of paying using Debit card or Credit card, but the fees will be higher.
⌚ Is it fast?The fastest way to send money is via PayID, Bank account, Debit card or Credit card. The transfer will then be processed instantly.
💰 How to receive?There is only one option available from Wise for transfers to China - money can be received into a bank account.
In addition to these providers, you can also use MoneyGram, Remitly, InstaReM and others. You can compare the offers of each of them in order to choose the most favourable option.

How much does it cost?

We advise you consider the charges of the companies in question just so you don’t overpay. 

Here are three primary ways you could be overpaying when you're sending funds from Australia to China. 

  1. The Fixed Price – this is the fixed price that banks and some service providers charge to convert money. 
  2. Percentage fee – this is the commission paid to the service providers. It is usually deducted from the total amount transferred. The deducting percentage of these service providers varies. 
  3. Difference exchange rate – in some cases, a currency provider offers a worse exchange rate than the standard exchange rate.  

Why Should You use our website?

You surf around looking for the best services before booking a flight. Well, the same goes for money transfer, comparing your options could save you excess payment.

To get information on companies that transfer money internationally, this website will help a great deal. On our website, we provide the best overviews and reviews of Transfer companies. We keep updated records on the rates of your preferred company.  With the help of our service, the only losers are banks and other expensive providers. Choosing our service would save you a lot in compared to your bank or other expensive providers.

FAQ

What is the best way to send money from Australia to China (AUD → CNY)?

What is the fastest way to transfer money from Australia to China (AUD → CNY)?

What payment methods to use for transfers from Australia to China?

How to receive money transfer from Australia in China?

How to send money from Australia to China for free?

Popular destinations of transfers from Australia