Best Ways to Send Money from the USA to Ghana (2025 Update)

The best services to transfer money from the United States to Ghana

🪙 Cheapest to a bank account	WorldRemit
💳 Best with credit card payment	WorldRemit and Remitly
💶 Easiest cash pickup	Remitly and MoneyGram
🎁 Special offers for first transfers	Wise

Do you need to transfer money either to an individual or business in Ghana from the US?

Well, no worries, we got you. We offer great support that guarantees safety of your money by linking you up with incredibly reliable cash transfer service providers. These companies offer multiple options to choose from depending on your personal requirements such as send money to a bank account, send to mobile wallets or send to cash pick-up location.

Before you choose which service provider to go for, we recommend that you do a comparison of the fees for all the companies on the list to get the best and cheapest one for you.

How To Easily Process a Money Transfer From The US to Ghana

Online cash transfer providers have made it easier for you to send money abroad. Here are four simple steps for you to process money transfer from the US to Ghana.

1. Sign up for free by opening account with the provider of your choice. You’ll be then required to provide specific personal details such as full name, phone number, physical/postal address, email address etc.
2. Upon transfer, provide details of your beneficially or business in Ghana. These include their full name bank account details, email address, telephone number and delivery destination.
3. Select your payment option; credit card, debit card or wire transfer. Select the amount you wish to pay in USD; it will be converted in GHS after conversion.
4. The money will be delivered to Ghana soonest

Which service should you use to send money to Ghana from the USA?

There are many options available for you to choose from. This depends on how you or your beneficiary want the money delivered; either through bank, mobile wallets or pick-up location. The list of providers includes Remitly, WorldRemit, TransferWise, Ria, MoneGram, Xoom and TransferMate.

The turnaround time fully depends on various factors including; payment methods, potential security checks, weekends and public holidays etc.

How much does it cost to wire money from the USA to Ghana?

Charges for cash transfer abroad are reasonable; it ought not to be expensive. The cost of sending may vary by company for reasons such as exchange rate, service fee, payment method and so on.

After making comparison to choose the cheapest provider, ensure the company does not include bad exchange rate or hidden fees to your cash transfer.

Some providers offer their services for free; you only pay for exchange rate. Others may charge you the market rates with service fee of between $1 and $2.

Why choose us

We endeavor to help you find the best and easiest way to e-transfer funds to Ghana from the US.

We only list and work with banks and financial operators that are fully regulated; Integrity and transparency being their key values in their operations with quality customer service. Their international payments are faster, secure and accessible 24/7. Majority of the companies have easily downloadable apps to enable you wire money from the USA to Ghana from the comfort of your home.