Best Ways to Send Money from the USA to New Zealand (2025 Update)

As of December 17, 2025 - 9 options available, rates from 1.7273 NZD per 1 USD.

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Comparison based on recent data

9 Top Providers to Send Money from the USA to New Zealand

How to send 1000 USD to NZD

Best
No fees
First transfer is fee-free
1000 USD = 1734.70 NZD
Rate 1.7347
Fees 0 USD
Speed
2 days
Payment options
Debit card Bank account Cash at Location
Receive options
Cash Pickup
Cheapest
Easiest
First 3 transfers are fee-free with code 3FREE
1000 USD = 3315.45 NZD
Rate 1.6577
Fees 0 USD
Speed
A few minutes
Payment options
Debit card Credit card Bank account
Receive options
Bank account
1000 USD = 1709.26 NZD
Rate 1.7273
Fees 10.42 USD
Speed
1 day
Payment options
Bank account
Receive options
Bank account

The best services to transfer money from the United States to New Zealand

How to send money from the USA to New Zealand
🪙 Cheapest to a bank accountWorldRemit
🥇 Fastest to a debit cardMoneyGram
💳 Best with credit card paymentWorldRemit and MoneyGram
💸 Convenient Card-to-CardMoneyGram
💶 Easiest cash pickupMoneyGram
🎁 Special offers for first transfersWise

Being not sure how to send money abroad and the service to use can cost you a lot in terms time – trying to research; and money – not knowing how to choose the cheapest provider. If you’re planning to wire money from the US to New Zealand, count on us for support. We’ve listed the best money transfer firms in the market today. They are reliable, fast, safe and secure.

Because they all offer variety of delivery options, it’s important therefore to do a comparison in order to choose the one that suits your situation. You can do the transfer either online, through an agent or mobile phone.

How to send money from the USA to New Zealand

  1. Enter the country of departure – United States.
  2. Enter the country of receipt – New Zealand.
  3. Select the departure currency - you can send money online from the USA in USD and EUR.
  4. Enter the transfer amount in the selected currency - for example, USD.
  5. Select receipt currency - the recipient can receive money in New Zealand in NZD, USD, EUR.
  6. Choose an appropriate option from the 5 proposed providers and follow the link to process a money transfer from the USA to New Zealand.

Available options for receiving remittances from the USA to New Zealand

We have found an available option on how to receive money transfer from the USA to New Zealand Receiving a transfer from the USA can be done to New Zealand to a bank account, card or in cash.

How do I send money from the USA to New Zealand to a card?

How do I transfer money from the USA to New Zealand to a bank account?

Different ways to pay for money transfers to New Zealand from the USA

We have found a convenient way to pay for money transfers from the USA to New Zealand. You can use a to New Zealand to pay for the transfer Debit card, Credit card, Bank account or Cash at Location.

How to transfer money to New Zealand from the USA with a debit card?

How to send money to New Zealand from the USA from a bank account?

How to remit money to New Zealand from the USA by credit card?

How to send cash to New Zealand from the USA?

How To Easily Process a Money Transfer From The US To NZ?

Here are quick and easy steps to transfer money from the United States to New Zealand:

  1. Choose the best provider – Do a quick comparison to see which firm offers the best exchange rates and lowest service fees to enable you save of your transfer.
  2. Sign up- Visit the firm’s website and create an account using you full name and best email address. Ensure you use a unique password with a combination numbers, symbols, lowercase and uppercase to make your account extremely secure.
  3. Choose your preferred payment method – You can pay using credit card, debit card, PayPal or bank account. Then enter the transfer amount in USD; your beneficiary will receive the money in NZD after conversion.
  4. Enter your beneficiary’s details – Provide the name, email address and/or bank details of the person the money is going and their current location.
  5. Double-check your details, send and await transfer confirmation upon its success through an email.

Top 5 money transfer providers from the USA to New Zealand

The following chart is a calculation of the transfer of 1000 USD to NZD from the USA to New Zealand.
ProviderRateFees and special offers
WorldRemit1.6577 NZDFirst 3 transfers are fee-free with code 3FREE
MoneyGram1.7128 NZDFirst transfer is fee-free
Wise1.7273 NZDFees = 10.42 USD
OFX1.6990 NZDNo fees
CurrencyFair1.6317 NZDFirst 10 transfers are fee-free

Which service should you use to send money to New Zealand from the US?

Our listed service providers are relatively cheap. To get the cheapest way to send money the US to New Zealand, Simply do a comparison. The list of best international service providers include OFX, XE Money transfer, TransferWise, WorldRemit, MoneGram, Western Union, Ria, Azimo and Remitly.

Reliable online remittance providers to New Zealand from the USA

Send money from the USA to New Zealand with Wise

WiseWise (formerly TransferWise) offers some great options for sending money from the USA to New Zealand.
💱 Is it cheap?The exchange rate at Wise is 1.7273 NZD for 1 USD. The fees and transfer speed depend on the payment option you choose and can vary.
💲 How to pay?The best way to pay is via Bank account. There is also the option of paying using Debit card or Credit card, but the fees will be higher.
⌚ Is it fast?The fastest way to send money is via Credit card. The transfer will then be processed within 1 day.
💰 How to receive?There is only one option available from Wise for transfers to New Zealand - money can be received into a bank account.
In addition to these providers, you can also use WorldRemit, MoneyGram, OFX, CurrencyFair and others. You can compare the offers of each of them in order to choose the most favourable option.

How much does it cost to wire money from the US to New Zealand?

The cost of sending money from the US to New Zealand is pocket friendly.  However charges vary depending on the provider or transfer option you choose. Some providers offer their services free of charge. Others charge a fixed transfer fee depending on the amount you’re sending. In some instances, the fees depend on your payment method; and so the percentage may range from 0.5% to 3.9%. Ensure you fully understand the rates and fees you’re being charged. This will help you find out whether there are any hidden cost in the total price.

Why should you choose us

Our aim is to make it easier and cheaper for you to transfer money abroad. We have partnered with many service providers in our comparison to make it easier for you when deciding on the service to go for. These credible providers are innovative and transparent with all their transactions being secure and your data protected. They also offer 24/7 customer support meaning you can reach out to them any time.

FAQ

What is the best way to send money from the USA to New Zealand (USD → NZD)?

What is the fastest way to transfer money from the USA to New Zealand (USD → NZD)?

What payment methods to use for transfers from the USA to New Zealand?

How to receive money transfer from the USA in New Zealand?

How to send money from the USA to New Zealand for free?

Popular destinations of transfers from the USA